Description:

The National Foundation for Credit Counseling (NFCC), founded in 1951, is the nation's largest and longest serving national nonprofit credit counseling organization. The NFCC's mission is to promote the national agenda for financially responsible behavior and build capacity for its members to deliver the highest quality financial education and counseling services. NFCC members annually help more than two million consumers through nearly 1,000 community-based offices nationwide.

The NFCC represents the largest and most experienced network of more than 1,200 certified housing counselors in the US. Housing counseling services include: foreclosure prevention and loss mitigation counseling; individual pre-purchase housing counseling; homebuyer education programs and seminars; down payment assistance programs; individual post-closing counseling; homeless counseling; post-closing education programs; predatory lending education; homeownership voucher counseling (Section 8); and reverse mortgage counseling.

Homeowners who want to avoid foreclosure or are concerned about their ability to make their mortgage payments can receive immediate assistance by finding an NFCC-certified housing counselor through a toll-free hotline (866) 845-2227 or online here.

MORTGAGE REALITY CHECKSM

Is your home at risk? Take our short Mortgage Reality CheckSM quiz to assess your risk and understand your options.

USEFUL HOMEOWNER INFORMATION AND TOOLS

Information and tools are available to help you assess your own situation, learn about sound financial principles, understand your housing options, and make the right choices to realize your American Dream.

CONSUMER ALERT: FORECLOSURE RESCUE SCAMS

Rising foreclosure rates have led to a growing number of scam artists offering to "rescue" homeowners in financial distress. They use a wide variety of scams and target people of all ages in virtually every community across the country. Anyone can become a victim.